Downsizer provides a new, secure and affordable way to move into that perfect off-the-plan home without requiring a cash deposit. We streamline the process by using the equity in your existing home to secure your new one.
Traditional off-the-plan deposits divert the capital that should be working for your future benefit. For today’s downsizers, we’re doing better.
Who we are
The Downsizer platform is the culmination of decades of experience, leadership and knowledge in property, finance and tech – leveraging technology and risk management tools to meet the needs of a growing population of downsizers.
For a long time, funding a deposit has involved bridging finance, deposit bonds, dipping into savings, investments or an early sale and interim-renting. In all of these scenarios, downsizers miss out on capital gains over the entire development and construction period. We believe that today’s downsizers deserve an evolved option that doesn’t compromise their lifestyle. That’s why we brought the right people together to unlock a system where downsizers don’t need to pay a cent until settlement, developers never lose money on sales, and real estate agents can refocus on offering their best value to downsizers. We’re working toward a future where downsizers no longer have to feel reluctant about buying off-the-plan. So, what does that future look like? For us, it’s an opportunity to create a wider opportunity, with less compromise. From downsizing without selling in a safe and secure way to streamlining and de-risking the off-the-plan home-buying experience: This is just the beginning.
A digital home-buying experience unlike any other! With Downsizer, anyone with sufficient equity in their current home can purchase a new dwelling with zero cash deposit. During this process, an innovative and affordable risk management product protects developers from any shortfall events if sales fall through. The Downsizer MVP targets the Australian property market. However, our digital development team have used their decades of global, enterprise-level experience to build this product infrastructure for scale – from its very first line of code.
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